Pay as you go

Credit repair software pricing with no monthly fees

Dispute Panda is a 100% pay-as-you-go credit based system. Free to sign up.

Attack pricing

$17per attack

One attack covers letters to all three bureaus - Equifax, Experian and TransUnion. You only pay for the creation of Non-Static attacks.

It drops to as low as $12 when you buy credits in bulk, and attacks to debt collectors and secondary credit bureaus are free.

Zero monthly fees. Credits never expire while you’re on a Free plan - add them only when you need them.

Rather not think about it? Turn on Subscribe & Save and your credits top up automatically, so you never run dry mid-round.

Sign up for Free

Types of Attacks

Our Non-Static Attacks

These are the paid premium attacks - and they earn it.

Also in every account

  • Panda AI · AI-written Attacks
  • Static Letters · free to create

Plans

Get started with Dispute Panda today

10,000+ credit repair organizations served.500,000+ dispute letters generated.

Free to sign up

Free

$0

Start adding clients & prepare to Attack

Start your credit repair business for free.

Sign up for Free

14 day trial

Pro Monthly

Only $1$297

First 14 days, then $197 every month

For those looking to start scaling their credit repair business.

Start Your $1 Pro Trial

45% off + 2 months free

Pro Yearly

$1,970$3,564

Billed annually

For businesses ready to run and automate their whole credit repair operation.

Get Pro Yearly
  • No setup fees
  • Cancel Pro anytime
  • Credits never expire on Free

See what’s in each planCompare us with Credit Repair Cloud and others

Free vs Pro

What’s free, and what’s Pro

Everything you need to dispute and mail is free. Pro adds the tools that run the rest of your business.

Features in the Free account and in Dispute Panda Pro
FeatureFreePro
Disputing & mailing
Unlimited clients✓✓
All Attack types, including Panda AI✓✓
One-click Credit Dyno report import✓✓
Built-in mailing with tracking✓✓
Credit score and letter history✓✓
Running your business
Bulk client import from CSV✓✓
Dashboard: to-dos, upcoming rounds, missing documents, birthdays✓✓
Weekly report✓✓
Reimport summaries–✓
End-of-month report–✓
Reports: score increases, deletions, debt deleted–✓
Team members–✓
Zapier integration–✓
Direct creditor letters–✓
Your clients
Branded client portal–✓
Client messaging inbox–✓
Onboarding forms–✓
Client payment forms and subscriptions–✓

Want the details on every Pro feature? Explore Dispute Panda Pro

For outsourcers

Dispute for other credit repair businesses?

Outsourcers get their own dashboard. Every CRO you work for sits in one list with its balance, round cost and last activity, and you can bring them all in at once from a CSV.Talk to our team about outsourcing

FAQ

Questions, answered

Is it really free to start?

Yes. Dispute Panda is free to sign up and use. You only buy credits for the Attacks you send, and we recommend trying the premium Attacks: they’re AI-powered.

What happens after my $1 Pro trial?

Pro continues at $197 a month after the 14 days, or you can choose the yearly plan at $1,970. You can cancel anytime from Settings → Billing, and you keep your account and your clients on the free plan.

Can I mail my attacks through Dispute Panda?

Yes. You can either mail attacks yourself or use our built-in mailing system - USPS first-class or certified mail in one click. The average price to send an attack to all 3 bureaus is $3.50.

There are no setup fees, right?

Correct, no setup fees. Sign up for an account, get approved, and you’re on your way with the best disputing engine out there.

Is there any limit on the number of clients?

No limits. As of now there is no cap on how many clients you can have in your Dispute Panda account.

What is Dispute Panda?

Dispute Panda is a credit repair disputing engine powered by AI, letting you dispute and mail attacks in a few clicks - creating unique letters every time.

How secure is Dispute Panda?

Security gets the same attention as new features. Your data and your clients’ data are kept secure.

Read about our security

Is there training and support?

Yes. Our support team is available 24/7, and the training library walks you through every part of Dispute Panda.

Visit Training

Add your first client, generate your first Attack and mail it out

All in less than 3 minutes.

Sign up for Free